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| Our Services
/ Financial Planning
True comprehensive financial planning is the most important step in determining one’s financial success.
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Since each plan is unique, like your God given DNA, it requires a front end time intensive effort by both client and Defender Capital. If done properly, it will pay dividends for a lifetime.
A successful financial future begins with a blueprint - a comprehensive financial plan – which typically addresses the following six areas:
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Financial Position -
cash flow, net worth, cash reserve
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Tax Planning -
tax control, roth conversions, tax advantaged investments
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Protection Planning - life, disability, long term care insurance, health insurance, medicare Supplement policies, group benefits |
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Retirement -
distribution options, investments, 401K rollovers
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Investment Planning -
asset management, education funding, portfolio analysis
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Estate Planning -
wills, ILIT, GRAT, GRUT,QPRT, QTIP, FLP etc.
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While every plan is client-specific, an in-depth analysis of all six areas is not always necessary. However, some formal planning is essential to all.
The next step in the financial planning process is to implement the plan. You, as our client, choose from a full range of insurance and investment products, as well as the professional services of tax advisors, estate planning attorneys and other financial consultants.
Upon implementation of your plan, our focus becomes service by combining the personal touch of a boutique with the resources of a large firm. Our annual review will keep you abreast of your investment performance, changes in your insurance and/or estate needs, and tax control strategies. As the quarterback of your team of professionals, Defender Capital seeks to insure that your financial position is optimized, comprehensive and up to date through your personal financial website,
WealthVision.
Lastly, we keep in line with our full disclosure position in order to determine a fair fee for your financial plan. By using a pricing matrix, we identify issues to address and assign a point value to each. The point total determines the complexity and time required to complete an outstanding comprehensive plan with state of the art technology.
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Our clients have a peace of mind knowing their financial position today and
how it affects their goals for tomorrow.
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